:root {
  --bg: #e8f3f3;
  --card: #ffffff;
  --ink: #11264f;
  --muted: #536b78;
  --line: #c9dcdf;
  --green: #0d3592;
  --green-dark: #0f1c41;
  --green-soft: #d7f3f1;
  --orange: #f9bf3f;
  --orange-soft: #fff0c7;
  --cream: #f5fbfb;
  --shadow: 0 18px 38px rgba(13,53,146,.14), 0 6px 14px rgba(249,191,63,.12);
  --max: 960px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  font: 16px/1.65 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background:
    radial-gradient(circle at 18px 18px, rgba(249,191,63,.17) 0 10px, transparent 11px),
    radial-gradient(circle at 44px 18px, rgba(249,191,63,.17) 0 6px, transparent 7px),
    radial-gradient(circle at 62px 18px, rgba(249,191,63,.17) 0 6px, transparent 7px),
    radial-gradient(circle at 34px 36px, rgba(249,191,63,.17) 0 14px, transparent 15px),
    radial-gradient(circle at calc(100% - 18px) 90px, rgba(61,180,176,.17) 0 10px, transparent 11px),
    radial-gradient(circle at calc(100% - 44px) 90px, rgba(61,180,176,.17) 0 6px, transparent 7px),
    radial-gradient(circle at calc(100% - 62px) 90px, rgba(61,180,176,.17) 0 6px, transparent 7px),
    radial-gradient(circle at calc(100% - 34px) 108px, rgba(61,180,176,.17) 0 14px, transparent 15px),
    linear-gradient(180deg, #dceced 0%, #f7fbfb 100%);
  min-height: 100vh;
}
a { color: var(--green); font-weight: 700; text-underline-offset: .18em; }
a:hover { color: var(--green-dark); }
img { max-width: 100%; }
.wrap, .nav {
  width: min(calc(100% - 36px), var(--max));
  margin-inline: auto;
}
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(245,251,251,.9);
  border-bottom: 1px solid rgba(201,220,223,.92);
  backdrop-filter: blur(14px);
}
.nav {
  min-height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--green-dark);
  text-decoration: none;
  font-size: 18px;
  font-weight: 850;
  letter-spacing: -.02em;
}
.brand img { width: 40px; height: 40px; object-fit: contain; }
.nav-links { display: flex; gap: 18px; flex-wrap: wrap; }
.nav-links a { color: var(--muted); text-decoration: none; font-size: 14px; }
.nav-links a:hover { color: var(--green-dark); }
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #d9eef0 0%, #f8fbfb 42%, #d7f3f1 100%);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: clamp(30px, 7vw, 66px);
  margin: 28px 0 18px;
}
.hero:before, .legal:before {
  content: "✓";
  position: absolute;
  right: 22px;
  top: 10px;
  color: var(--green);
  font-size: 48px;
  font-weight: 900;
  opacity: .12;
}
.eyebrow {
  display: inline-block;
  background: #fff;
  color: var(--green);
  border: 1px solid rgba(13,53,146,.18);
  border-radius: 999px;
  padding: 6px 10px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .04em;
  text-transform: uppercase;
}
h1, h2, h3 { line-height: 1.2; }
h1 {
  margin: 12px 0 8px;
  color: var(--green-dark);
  font-size: clamp(34px, 7vw, 62px);
  letter-spacing: -.035em;
}
h2 {
  color: #173c90;
  font-size: 21px;
  letter-spacing: -.015em;
}
h3 { color: var(--green-dark); }
.lede {
  max-width: 720px;
  margin: 0;
  color: var(--muted);
  font-size: clamp(17px, 2vw, 20px);
}
.meta { color: var(--muted); font-size: 14px; }
.actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 18px;
}
.button, .quicklinks a {
  display: inline-block;
  padding: 11px 15px;
  color: #fff;
  background: var(--green);
  border: 1px solid rgba(13,53,146,.25);
  border-radius: 14px;
  box-shadow: 0 4px 10px rgba(13,53,146,.10);
  font-weight: 800;
  text-decoration: none;
}
.button:hover { color: #fff; background: var(--green-dark); }
.button.secondary { color: #173c90; background: #fff; border-color: var(--line); }
.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  padding: 0 0 56px;
}
.card {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #ffffff 0%, #f8fcfc 100%);
  border: 1px solid #c7dcdf;
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: 24px;
}
.card:after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -32px;
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: var(--green-soft);
  opacity: .6;
}
.card h2, .card h3 { margin: 0 0 10px; }
.card p { margin: 0; }
.legal {
  position: relative;
  overflow: hidden;
  max-width: var(--max);
  margin-top: 28px;
  margin-bottom: 56px;
  padding: 28px 28px 0;
  background: linear-gradient(135deg, #d9eef0 0, #f5fbfb 185px, #fff 340px);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.legal > h1 {
  margin: 12px 0 6px;
  padding-right: 42px;
  font-size: clamp(28px, 5vw, 42px);
}
.legal > .lede { margin-bottom: 20px; }
.notice {
  margin: 20px -28px 0;
  padding: 14px 24px;
  color: #173c90;
  background: linear-gradient(90deg, #fff0c7, #d7f3f1);
  border-top: 1px solid #e6d18e;
  border-bottom: 1px solid #e6d18e;
  font-size: 14px;
}
.toc {
  columns: 2;
  margin: 0 -28px;
  padding: 20px 48px;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--line);
}
.toc li { break-inside: avoid; margin-bottom: 5px; }
.legal > h2 {
  margin: 0 -28px;
  padding: 22px 24px 8px;
  background: linear-gradient(180deg, rgba(255,255,255,.98), rgba(245,251,251,.96));
  border-top: 1px solid var(--line);
}
.legal > h2 + p,
.legal > h2 + table,
.legal > h2 + ul {
  margin: 0 -28px;
  padding: 0 24px 22px;
  background: linear-gradient(180deg, rgba(245,251,251,.96), rgba(255,255,255,.98));
}
.legal > p:not(.meta):not(.lede) {
  margin-left: -28px;
  margin-right: -28px;
  padding: 18px 24px;
  background: rgba(255,255,255,.96);
  border-top: 1px solid var(--line);
}
.legal > ul {
  margin-left: -28px;
  margin-right: -28px;
  padding: 0 44px 22px 62px;
}
.legal > .grid {
  margin: 22px 0 0;
  padding-bottom: 28px;
}
table {
  width: calc(100% + 56px);
  margin-left: -28px;
  border-collapse: collapse;
  display: block;
  overflow-x: auto;
  background: rgba(255,255,255,.97);
}
th, td {
  min-width: 170px;
  padding: 12px 18px;
  text-align: left;
  vertical-align: top;
  border-bottom: 1px solid var(--line);
}
th { color: var(--green-dark); background: var(--green-soft); }
code { background: var(--green-soft); border-radius: 5px; padding: .1em .35em; }
.site-footer {
  padding: 30px 0;
  color: var(--muted);
  background: rgba(245,251,251,.78);
  border-top: 1px solid var(--line);
  font-size: 14px;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 28px; }
.footer-grid a { display: block; margin: 4px 0; }
.small { color: var(--muted); font-size: 14px; }
.whatsapp-link {
  display: inline-flex !important;
  align-items: center;
  gap: 10px;
  max-width: 390px;
  margin-top: 12px !important;
  padding: 10px 13px;
  color: var(--ink);
  background: linear-gradient(135deg, #fff, var(--green-soft));
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 4px 10px rgba(13,53,146,.08);
  text-decoration: none;
  transition: transform .16s ease, box-shadow .16s ease;
}
.whatsapp-link:hover {
  color: var(--green-dark);
  transform: translateY(-1px);
  box-shadow: 0 8px 18px rgba(13,53,146,.13);
}
.whatsapp-link svg {
  flex: 0 0 30px;
  width: 30px;
  height: 30px;
  fill: none;
  stroke: #3db4b0;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 1.65;
}
.whatsapp-link span { font-size: 14px; line-height: 1.35; }
.whatsapp-link strong { color: var(--green); }
@media (max-width: 760px) {
  .wrap, .nav { width: min(calc(100% - 24px), var(--max)); }
  .nav-links { display: none; }
  .grid, .footer-grid { grid-template-columns: 1fr; }
  .hero, .legal, .card { border-radius: 18px; }
  .hero { padding: 28px 20px; margin-top: 18px; }
  .legal { margin-top: 18px; padding: 22px 18px 0; }
  .legal > .notice, .legal > h2, .legal > h2 + p, .legal > h2 + table,
  .legal > h2 + ul, .legal > p:not(.meta):not(.lede), .legal > ul, .toc {
    margin-left: -18px;
    margin-right: -18px;
  }
  .toc { columns: 1; padding: 18px 38px; }
  .legal > h2 { padding: 18px 18px 8px; }
  .legal > h2 + p, .legal > h2 + table, .legal > h2 + ul { padding: 0 18px 18px; }
  table { width: calc(100% + 36px); margin-left: -18px; }
  h1 { font-size: 34px; }
  h2 { font-size: 18px; }
}
@media print {
  .site-header, .site-footer, .notice { display: none; }
  body { background: #fff; font-size: 11pt; }
  .legal { max-width: none; margin: 0; padding: 0; border: 0; box-shadow: none; }
  a { color: inherit; }
}